WebMar 29, 2024 · Get preapproved for an FHA loan. You must meet the minimum qualifying requirements for an FHA loan, including: A credit score of at least 500. A debt-to-income (DTI) ratio of no more than 43% or, in rare cases, 50%. A 3.5% down payment if you have at least a 580 credit score and/or the build is a HUD-approved project; 10% down if your … WebWhat a refinance could mean for you. Lower interest rate. Lower monthly payment. Fewer years to pay off your loan. Swapping an adjustable rate loan for a fixed rate loan.
What Is Debt to Income Ratio? The Math Behind Loan Modification
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